What's live right now
Internal transfers — sending money between two Internet Security & Finance accounts is fully functional. Transfers are recorded as linked ledger entries, settle instantly, and check your real balance before allowing the transfer to go through.
Deposits & withdrawals — these currently run in development mode so the rest of the product can be tested end to end. They post a ledger entry directly rather than moving real money. Before this becomes a live financial product, these will be replaced with a real payment processor integration (card, ACH, or wire), and a deposit will only post once the processor confirms the funds actually arrived.
Fees & interest
There are no monthly maintenance fees or transfer fees during this development phase. No interest is currently paid on balances. Any future fee or interest schedule will be disclosed clearly here before it takes effect.
